Travel Protection Plan

Victory Cruise Lines

TRAVEL PROTECTION PLAN

Victory

Why Purchase Travel Insurance?

Travel insurance helps protect you and the trip costs you’ve paid into your vacation or business trip. Because whether you are at home or on vacation, life happens – and that can affect your travel plans.

You or your family member may get sick and you have to cancel your trip.
The airlines may lose your luggage en route to your destination.
You may miss your flight connection and lose days on your trip.
You could be in a foreign country and need emergency medical attention.

A good travel insurance plan provides coverage for all of these situations and more.

Description of Coverage

Coverage Benefits and Limits

Trip Cancellation	100% Trip Cost¹
Occupancy Upgrade	100% Trip Cost¹
Trip Interruption	150% Trip Cost¹
Trip Delay (5 Hours or More)	$750 ($200/day)
Missed Connection – Outward Journey Only (3 Hours or More)	$500
Baggage Delay – Outward Journey Only (12 Hours or More)	$500 ($250/day)
Baggage/Personal Effects	$2,500 ($300 Per Article/$600 Special
Emergency Accident and Sickness Medical Expense	$50,000 ($750 Dental, No Deductible)
Emergency Medical Evacuation and Repatriation	$250,000
Primary or Excess Medical	Excess

Plan Provisions

Pre-Existing Medical Condition Waiver	Included when purchased within 14 days of initial trip payment
Max Trip Duration	30 days
Free Look Period	14 days

Travel Assistance Features

Emergency Travel Assistance Services²

Included

Emergency Travel Assistance (e.g. replacement of lost travel documents, transfer of funds, legal referrals)

Medical Assistance (e.g. worldwide medical and dental referrals, moni- toring of treatment, 24-hour health information, replacement of corrective lenses and medical devices)

Emergency Transportation Services (e.g. emergency medical evacuation, medically necessary repatriation, repatriation of deceased remains)

Pre-Existing Medical Conditions

WAIVER
A waiver for Pre-Existing Medical Conditions exclusion is available if all of the following conditions are met:

Plan purchased within 14 days of the initial deposit/payment for your trip;
100% of all travel arrangements subject to cancellation penalties are insured;
Insured is not disabled from travel at the time of purchase;
The booking for the Trip is the insured’s first and only booking for this travel period and destination.

*Please refer to your policy for definition of Pre-Existing Medical Condition and related terms

Brief Outline of Coverage*

TRIP CANCELLATION & TRIP INTERRUPTION
Trip Cancellation and Trip Interruption provide reimbursement for unused, non-refundable prepaid trip costs. Trip Interruption also provides reimbursement for additional transportation costs.

OCCUPANCY UPGRADE
Provides reimbursement for additional cost when there is a change in the per person occupancy rate if your traveling companion needs to cancel their trip.

TRIP DELAY
Trip Delay provides coverage if you are delayed during a trip for more than 5 hours.

MISSED CONNECTION (OUTWARD JOURNEY ONLY)
Provides reimbursement if you miss your trip departure because your arrival at your trip destination is delayed for 3 or more hours.

BAGGAGE AND PERSONAL EFFECTS
Provides reimbursement of baggage or other personal effects that are lost, damaged or stolen while on your trip.

BAGGAGE DELAY (OUTWARD JOURNEY ONLY)
Provides coverage for the emergency purchase of essential items if your baggage is delayed 12 hours or more from your time of arrival at a destination other than your return destination.

EMERGENCY ACCIDENT AND SICKNESS MEDICAL EXPENSE
Provides coverage for the necessary medical and surgical cost if you become sick or accidentally injured while on a trip.

EMERGENCY MEDICAL EVACUATION AND REPATRIATION
If you become sick or injured on a trip, emergency assistance will provide benefits such as: arrange transportation to the nearest suitable medical facility; help you return home, if medically necessary; provide round-trip economy air fare for a companion to visit if you are traveling alone and hospitalized for more than 7 days. *Restrictions, Conditions and Exclusions Apply

Plan Cost*

Trip Cost	Age of Traveler: 0-69	Age of Traveler: 70-79	Age of Traveler: 80+
$0 – $2,500	$167	$288	$318
$2,501 – $3,500	$269	$465	$513
$3,501 – $4,500	$359	$620	$684
$4,501 – $5,500	$449	$775	$855
$5,501 – $6,500	$538	$930	$1,026
$6,501 – $7,500	$628	$1,085	$1,197
$7,501 – $8,500	$718	$1,240	$1,368
$8,501 – $9,500	$808	$1,395	$1,540
$9,501 – $10,500	$897	$1,550	$1,711
$10,501 – $11,500	$987	$1,705	$1,882
$11,501 – $12,500	$1,077	$1,860	$2,053
$12,501 – $13,500	$1,167	$2,015	$2,224
$13,501 – $14,500	$1,256	$2,170	$2,395
$14,501 – $15,500	$1,346	$2,325	$2,566
$15,501 – $16,500	$1,436	$2,480	$2,737
$16,501 – $17,500	$1,526	$2,635	$2,908
$17,501 – $18,500	$1,615	$2,790	$3,079
$18,501 – $19,500	$1,705	$2,945	$3,250
$19,501 – $20,000	$1,772	$3,062	$3,378

Covered Events

This is an abbreviated list of the most common covered events for trip cancellation or interruption. For coverage, an event must be unforeseen at the time of purchase. For a full list of events and coverage details, please refer to the policy.

Sickness, accidental injury or death
Traffic accident en route to departure
Primary place of residence is made uninhabitable Being hijacked, physically quarantined, subpoenaed, or asked to serve on jury duty Terrorist incident
Felonious assault
Strike
Inclement weather
Mechanical breakdown of the aircraft
Involuntary employment termination
Natural disaster call to service Pregnancy, provided the pregnancy occurs after your effective date

¹ $31,000 max trip cost.
² Provided by designated assistance provider identified in your policy. View a full description of coverage online at: https://victorycruiselines.archinsurancesolutions.com/description-of-coverage.
*Plan costs are subject to change. Contact Victory Cruise Lines for trip costs above $20,000. Maximum trip cost is $31,000.,br> This provides a broad overview of your policy provisions and does not revise or amend the policy. Insurance coverages are underwritten by Arch Insurance Company, NAIC #11150, under policy series LTP 2013 and amendments thereto. Plans are offered and disseminated by registered travel retailers on behalf of Arch Insurance Solutions Inc., a licensed travel insurance producer (CA License #0I18111, TX License #1787195). Both the travel insurance producer and the underwriter referenced above may be reached at 1-855-286-8347. Your policy is the contract that specifically and fully describes your coverage. Certain terms, conditions, restrictions and exclusions apply and coverages may vary in certain states. Please refer to your policy for detailed terms and conditions. Consumer Disclosures can be found at: https://victorycruiselines.archinsurancesolutions.com/disclosures. Privacy policy can be found at: https://www.archinsurancesolutions.com/documents/ArchPrivacyNotice.pdf. Plans are solicited by licensed producers in NY and HI.